ANALISA PELAKSANAAN INVESTASI DALAM PANDANGAN EKONOMI SYARIAH (STUDI PADA WELCOMP TECHNO COMPUTER LANDASAN ULIN)

Suci, Tri Lestari (2021) ANALISA PELAKSANAAN INVESTASI DALAM PANDANGAN EKONOMI SYARIAH (STUDI PADA WELCOMP TECHNO COMPUTER LANDASAN ULIN). Diploma thesis, Universitas Islam Kalimantan MAB.

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Abstract

Investasi merupakan proses penanaman modal yang dilakukan perorangan atau perusahaan dalam jangka waktu tertentu untuk memperoleh keuntungan di masa mendatang. Dalil mengenai investasi bermakna agar setiap individu maupun kelompok muslim memiliki pengetahuan yang baik dalam investasi, salah satunya melalui prinsip Syariah. Pengembangan investasi Syariah di Indonesia masih didominasi perbankan dan perusahaan multifinance sehingga penting untuk mengetahui penerapan investasi Syariah pada usaha kecil. Penelitian ini bertujuan untuk menganalisis pelaksanaan investasi dalam pandangan ekonomi Syariah melalui studi pada Toko Welcomp Techno Computer Landasan Ulin. Pada penelitian ini dilakukan pendekatan kualitatif dengan jenis penelitian deskriptif melalui wawancara secara langsung, dokumentasi dan perolehan data sekunder milik internal usaha. Selanjutnya dilakukan analisis terhadap objek penelitian berupa investor, emiten, Break Even Point, BuyBack, dan profit. Perolehan data menunjukkan bahwa emiten usaha bersifat tunggal, investor dan dividen perorangan dengan prinsip kerja musyarakah, objek investasi berupa produk yang didanai, margin tetap, BEP pada 82 unit, serta BuyBack wajib dan risiko rendah. Berdasarkan hasil analisis, dapat disimpulkan bahwa pola investasi Toko Welcomp Techno Computer merupakan kemitraan dengan melakukan pembagian hasil dan pengembalian modal di akhir dengan akad musyarakah sesuai dengan kesepakatan guna mengembangkan usaha. Welcomp Techno Computer menerapkan prinsip Syariah dalam menjalankan investasi dengan adanya kepastian akad sesuai perjanjian, persentase bagi hasil yang adil, dan tidak terdapat unsur riba. Welcomp Techno Computer bertanggung jawab penuh dengan investasi berdasarkan kesepakatan perjanjian tanpa unsur riba. Investment is the process of investing by individuals or companies within a certain period to obtain future profits. Hadith arguments and Al Qur’an stated that every individual or Muslim group should have a good knowledge in investing, one of which is through Sharia principles. The development of Sharia investment in Indonesia is still dominated by banks and multi-finance companies, so it is important to know the implementation of Sharia investment in small businesses. This study aims to analyze the implementation of investment in the view of Islamic economics through a study at the Welcomp Techno Computer Store Landasan Ulin. In this study, a qualitative approach was used with descriptive research type through direct interviews, documentation, and secondary data acquisition belonging to the internal business. Furthermore, an analysis of the object of research in the form of investors, emitent, Break Even Point, BuyBack, and profit is carried out. The data obtained show that the emitents are a single business, investors are individuals with a dividend based on the working principle of musharaka, the investment object is funded products with fixed margin, BEP at 82 units, obligatory Buyback, and low-risk investment. Based on the results of the analysis, it can be concluded that the investment pattern of the Welcomp Techno Computer Store is a partnership by sharing profits and returning capital at the end with a musharaka contract following the agreement for the business development. Welcomp Techno Computer applies Sharia principles in carrying out investments with the certainty of contracts according to the agreement, a fair profit-sharing percentage, and there is no element of usury. Welcomp Techno Computer is fully responsible for the investment based on the agreement without the element of usury.

Item Type: Thesis (Diploma)
Uncontrolled Keywords: akad, investasi Syariah, investor, objek investasi contract, Sharia investment, investor, investment object
Subjects: H Social Sciences > HB Economic Theory
Depositing User: Tri Suci Lestari
Date Deposited: 24 Aug 2021 03:29
Last Modified: 24 Aug 2021 03:29
URI: http://eprints.uniska-bjm.ac.id/id/eprint/6890

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